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Insurance Advisors Blog: lakewood

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If you plan to rent out your house, you are not alone. More homeowners are becoming landlords as they wait out the struggling housing market or they see the growing rental market as a source of income. Luckily for you, the timing is right. "Rental vacancy for the third quarter of 2012 is forecasted as 3. READ MORE >>

Question: If I have a $500 deductible, what do I pay if the damage is less than that?  Will my insurer just pay for the whole thing?  Read more: http://community.nasdaq.com/News/2012-09/car-insurance-is-for-the-big-things-not-the-little-ones.aspx?storyid=176753#ixzz28oPYij28 READ MORE >>

If there’s one thing students learn in college, it’s that there’s no such thing as a free lunch. It seems as though anything and everything having to do with college these days is now far from free, and as though everything is an expensive cost that continues to rise. READ MORE >>

Your next-door neighbor’s yippy Bijon Frise — who clearly has a serious Napoleon complex and a seemingly endless desire to draw blood from people’s ankles — may be far more likely to bite someone than your cuddly Pit Bull, but that doesn’t mean your insurance company cares. READ MORE >>

TIP #1 is to shop your insurance!!! Whilst the value of the average American home may not have changed much in recent months, the cost of protecting that home certainly has. Home insurance premiums have noticeably ‘bumped’ up of late, and now homeowners are left wondering if there’s anything they can do to mitigate this. READ MORE >>

Put a muzzle on that mutt. Or your premiums will go up. Dog bites accounted for more than one-third of all homeowners insurance claims paid in 2011, costing nearly $479 million, according to the Insurance Information Institute. State Farm, the largest writer of homeowners insurance in the U.S. READ MORE >>

When the time comes to purchase a car, your teenagers might be dreaming of hot wheels. They may be thinking sporty, while you're looking for reliability and affordability. In fact, 81 percent of parents put reliability first when choosing a vehicle for a teen, followed by a high safety rating and affordable auto insurance, according to a recent survey commissioned by USAA. READ MORE >>

In recent columns, we touched upon the importance of insuring buildings at proper limits, why it makes sense to spend a bit of time reviewing your auto and homeowners insurance, and what discounts and benefits are now available in a very competitive Massachusetts auto insurance marketplace.  READ MORE >>

When it comes time for a home renovation project, think beyond installing granite countertops or knocking down walls. Think about renovating your home insurance to protect your investment. The insurance industry suggests reviewing your coverage with your agent annually, a recommendation roundly ignored by many homeowners. READ MORE >>

In the aftermath of a violent storm, homeowners anxious to get repair work underway can be vulnerable to aggressive contractors who knock on their doors offering quick, costly deals, insurance executives and legislators say. READ MORE >>

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