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Denver Home InsuranceHome security is an important topic for obvious reasons. Not only can a home security system help you obtain discounts with your insurance provider, but it can also be the perfect preventative measure for ensuring that you never have to deal with the hassles of a break-in or theft. There are two ways that you can handle your home security needs—through monitored or unmonitored measures.

Unmonitored Security Measures

An unmonitored security system is one that does not alert an offsite security company of a breach. But being unmonitored doesn't necessarily mean that a system is ineffective. Unmonitored security systems can include measures such as cameras, alarms, motion detectors, lights, and bars over your windows—all of which are very effective in preventing break-ins. Many unmonitored systems can also be programmed to contact the authorities should the alarm be triggered, or you can choose to have your own cell phone contacted instead.

Most of these security devices can be installed by you, but having a professional installer can ensure that you benefit from the installation expertise of someone who is knowledgeable about how a would-be thief thinks. When hiring a company to install your security system, be sure to do research first and avoid securing the services of a company that knocks on your door unsolicited. It’s also a good idea to check the Better Business Bureau to see if there are any complaints against the business you choose for installation.

Another unmonitored security measure that you can utilize is signage. Security system warning signs may be attached to windows or doors and posted on your lawn. These signs declare to passersby that your home has security measures at work, which can go far in helping to deter theft.

Monitored Security Systems

A monitored security system offers you the same basic security measures as an unmonitored system, but it also has a team of individuals who monitor the goings-on of your system. Then, when suspicious activity takes place, the security company can contact you, the police department, or even the fire department if they feel that it is necessary based on the activity of your system. Some monitored systems even include carbon monoxide, flooding and temperature monitoring and include a medical alert system.

No matter which type of security system you choose, your home and family will be safer for it while your insurance will likely be cheaper. When you're ready to start shopping for Denver home insurance, give us a call at Insurance Advisors.
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