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Homeowners face increasing struggles as their home values continue to fall and maintenance costs continue to climb, with a new setback consisting of significantly higher insurance payments. Insurance rates for homes have been increasing steadily over the last few years, and the Insurance Informa... READ MORE >>

Shortly after Aditi Haridat's parents bought the home of their dreams, a lamp overheated while they were out of the house. Not only did they lose their pet cockatiel in the resulting fire, but the inside of their home was partially destroyed. That was only the beginning of their nightmare. READ MORE >>

One of the best ways to keep your auto insurance costs down is to have a good driving record. Listed below are other things you can do to lower your insurance costs. 1. Shop Around Prices vary from company to company, so it pays to shop around. Get at least three price quotes. READ MORE >>

The National Insurance Crime Bureau (NICB) today released its 2011 questionable claims (QC) referral reason analysis. The report examines six referral reason categories of claims: property, casualty, commercial, workers' compensation, vehicle and miscellaneous referred in 2011, with those referred in 2009 and 2010. READ MORE >>

The trouble is, for a lot of folks, buying insurance can be a complicated endeavor. After all, choosing the right deductibles and coverage options are not intuitive processes, so there are plenty of opportunities for even the savviest consumers to get confused when it comes time to finally buy coverage. READ MORE >>

There are many reasons why someone might leave their home unoccupied for months at a time: Maybe you moved to another state and your old house is languishing on the market; or you can no longer afford your mortgage so you're working out a short sale and couch-surfing at your sister's house; or you struck it rich and are taking a six-month, around-the-world cruise. READ MORE >>

It’s possible that driving with a cell phone may be an advantage. A California legislator’s bill to enable auto insurance policyholders to issue proof of coverage verification via a mobile electronic device, such as a smartphone, is among several similar bills in at least a handful of states in various stages of passage. READ MORE >>

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Home security is an important topic for obvious reasons. Not only can a home security system help you obtain discounts with your insurance provider, but it can also be the perfect preventative measure for ensuring that you never have to deal with the hassles of a break-in or theft. READ MORE >>

Homeowners might want to think twice before bringing a dog into the house. Some insurance companies will be less than thrilled to hear about the new pit bull, the Rottweiler puppy or even the energetic Dalmatian because dog bites are on the rise and they cost insurance companies millions of dollars in claims each year. READ MORE >>

Whether buying coverage for the first time or renewing an existing auto insurance policy, consumers should take advantage of a highly competitive insurance marketplace, according to the Insurance Information Institute (I.I.I.). READ MORE >>

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