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Auto Insurance

Insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.  
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Colorado

Colorado  is a U.S. state that encompasses most of the Southern Rocky Mountains as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. Colorado is part of the Western United States, the Mountain States, and the Southwestern United States.

The state was named for the Colorado River, which early Spanish explorers named the Rio Colorado for the red colored silt the river carried from the mountains. In 1861, Jefferson Territorial officials decided that "Colorado" would be a fitting name for a new territory. Colorado is nicknamed the "Centennial State" because it was admitted to the Union as the 38th state in 1876, the centennial year of the United States Declaration of Independence.

Colorado is bordered by the northwest state of Wyoming to the north, the Midwest states of Nebraska and Kansas to the northeast and east, on the south by New Mexico and a small portion of the southern state of Oklahoma, and on the west by Utah. The four states of Colorado, New Mexico, Arizona, and Utah meet at one common point known as the Four Corners, which is known as the heart of the American Southwest. Colorado is one of only three U.S. states with no natural borders, the others being neighboring Wyoming and Utah.

Colorado is noted for its vivid landscape of mountains, plains, mesas, canyons, plateaus, rivers, and desert lands. The United States Census 2010 tallied the state population at 5,029,196 as of April 1, 2010, an increase of +16.92% since the United States Census 2000. Denver is the capital and the most populous city of Colorado. Residents of the state are properly known as "Coloradans", although the archaic term "Coloradoan" is still used.

Call us today at (720) 210-9898 or go online for a free Colorado auto insurance quote.

(Source: Wikipedia.org and TheGoldenSpiral.org)
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